About Iceberg Insights
Iceberg Insights aims to help the globally financially excluded by building a bridge between those most vulnerable and local financial institutions using proprietary psychological assessments powered by the latest ArtificiaI Intelligence technology.
is the scientific study of the human mind. It seeks to describe, explain, predict, and control human behaviour, along with its causes and consequences. At Iceberg Insights we have a unique understanding of the behavioural traits that make up a borrower’s character and are able to distinguish between those that are desirable and undesirable.
seeks to apply advanced statistical and mathematical methodology to the measurement of psychological phenomena with a view to predicting behaviour. We have created sophisticated and bespoke assessments in order to uncover systematic patterns in the thinking and behaviours of borrowers.
Artificial Neural Network
identifies correlations and trends between characteristics of a potential borrower and how they are likely to behave as debtors. Our proprietary solution will consistently improve at predicting borrower behaviour, translating to higher acceptance rates, lower defaults and high definition loan pricing capabilities amongst other benefits.
1.7 billion of us are financially excluded of which 50% live in just 7 countries.
1 in every 3 adults live outside the financial system and consequently are deprived of secure shelter, sanitation, food, water and education.
Women are disproportionately affected and make up 56% of this disadvantaged group.